Policy Benefits

Benefits

Lodge Holiday Homes

Key features:

  • Cover for Static Caravans, Lodges, Log Cabins & Twin Units
  • Loss or damage to the caravan including its fixtures and fittings.
  • Theft or Attempted theft .
  • Flood.
  • Liability to The Public up to £5 million.
  • Alternative accommodation or hire of a similar caravan if your caravan is not able to be used or hired out up to 20% of the total sums insured.
  • Personal Accident cover up to £20,000 for people aged 16 to 70 and £1000 for people aged 16 and under.
  • Freezer Contents cover up to £250 any one period.
  • Loss of Keys cover up to £250 any one period.
  • Subsidence, heave or landslip

Optional extras:

  • Loss or damage to contents and personal effects including articles of personal use, clothing, luggage and general household goods contained within your caravan with a single article limit of £500.
  • Replacing your caravan as new (new for old cover).

HOLIDAY LET LODGE PROPERTY OWNERS POLICY EXAMPLE

HOLIDAY LET LODGE PROPERTY OWNERS POLICY SUMMARY

Benefits

Park Home

Key features:

Buildings:

  • Up to £500,000 to cover loss or damage to your buildings caused by certain events such as fire, storm, flood (if flood cover is not excluded in your policy documentation), theft, escape of water, impact, subsidence, malicious damage and vandalism.
  • Fire, lightning, subsidence, explosion, earthquake or aircraft, storm, flood, escape of water or weight of snow.
  • Escape of water, escape of Liquid Petroleum Gas (LPG), Escape of Oil and frost damage to fixed water tanks, apparatus or pipes..
  • Theft or attempted theft.
  • Collision by any vehicle or animal.
  • Riots, civil commotion & malicious damage.
  • Frost damage to fixed water tanks, apparatus & pipes.
  • Breakage or collapse of fixed radio & television aerials, fixed satellite dishes, solar panels and their fittings & masts.
  • Breakage of fixed glass & sanitary fixtures. Accidental Damage to Buildings included as standard.

Contents:

  • Up to £60,000 to cover loss or damage to your contents caused by certain events such as fire, storm, flood (if flood cover is not excluded in your policy documentation), theft, escape of water, impact, subsidence, malicious damage and vandalism
  • Property in the open.
  • Accidental damage to televisions, audio & video equipment including radios, DVD players, video recorders, home computers and satellite decoders. Breakage of mirrors / fixed glass in furniture.
  • Rent you have to pay & alternative accommodation costs up to 20 % of the buildings sums insured or up to £30,000 whichever is lesser the amount. Accidents to Domestic Staff up to £5 million.

Optional extras:

  • Liability to the Public up to £5 million
  • Accidental damage to contents.
  • Valuables, personal possessions, money & credit cards that belong to you can be covered anywhere in the world.

PARK HOME OWNERS POLICY EXAMPLE

PARK HOME OWNERS POLICY SUMMARY