Policy Benefits

Benefits

Lodge Holiday Homes

Key features:
– Cover for Static Caravans, Lodges, Log Cabins & Twin Units
– Comprehensive cover including fixtures, fittings, Decking, Hot Tubs
– New for old cover for up to 20 years
– Re-siting and pitch clearance covered as standard
– Enhanced discounts for parks that have CCTV, Secure entrance (key fob or code), 24 hour security, or Park Manager living on site
– No claims bonus taken into consideration to reduce your premium
– Loss of use and hiring charges up to 20% of the total sums insured
– Including use for holiday lets
– Personal accident cover up to £20,000
– Public liability indemnity up to £5 million- in line with the British Holiday and Home Parks Association (BH&HPA) recommendation
– Loss of keys up to £250
– £100 policy excess

Optional extras:
– Contents and personal effects
– Legal expenses cover up to £50,000 per claim
– Discounts for increased excess
– Malicious damage whilst let out to holiday makers

HOLIDAY LET LODGE PROPERTY OWNERS POLICY EXAMPLE

HOLIDAY LET LODGE PROPERTY OWNERS POLICY SUMMARY

Benefits

Park Home

Key features:

Buildings:
– Standard home insurance benefits for the structure, permanent fixtures, fittings and decorations
– Cover for drives, walls, patios, terraces, Decking and other outside fixtures
– Subsidence cover
– Public liability indemnity up to £5,000,000 – in line with the British Holiday and Home parks Association (BH&HPA) recommendation
– Enhanced discounts for parks that have CCTV, Secure entrance (key fob or code), 24 hour security, or Park Manager living on site
– No claims bonus taken into consideration even if its been earnt on a previous property
– Re-siting and pitch clearance covered automatically

Contents:
– Household goods and personal property within the home<
– Accidental damage to televisions, audio and video equipment and computers
– Theft of contents in outbuildings
– Garden furniture up to £1,000
– Domestic freezer contents up to £500

Optional extras:
– Accidental damage to buildings and contents
– Legal expenses cover up to £50,000 per claim
– Up to 35 weeks a year for holiday lets
– Valuables and personal possessions cover anywhere in the world if the property is a permanent residence
– Discounts for increased excess

PARK HOME OWNERS POLICY EXAMPLE

PARK HOME OWNERS POLICY SUMMARY